With effect from 1 October 2008 the requirement to impose a legal charge in favour of the MOD was removed and therefore Service personnel applying for a LSAP after this date have not been required to accept a second charge on the property they wish to purchase.

Service personnel currently in receipt of an LSAP are advised that administration of the removal of the second charge will be undertaken by SPVA (LSAP) and individuals will not incur any costs in order for this charge to be effected. An LSAP recipient will receive a letter from SPVA (LSAP) with a Promissory Note enclosed which the individual is to return to SPVA within 30 days of receipt. The letter will be forwarded to the address for which LSAP was paid. Once the process to remove the second charge is complete the Service person will receive notification from SPVA (LSAP). Those currently in receipt of LSAP are to note that the process to remove all LSAP second charges is likely to take some time and that they will receive their notification in due course; there is no requirement to contact Joint Personnel Administration Centre (LSAP) (Centurion) section to hasten the process.

Service personnel in receipt of LSAP who are in the process of selling a property for which LSAP was granted or changing mortgage provider are to notify the LSAP office by raising a Service Request at the earliest opportunity.

Service personnel who have previously been in receipt of the LSAP and whose advance of pay has been converted to a Crown Debt are advised that the second charge on their property will not be removed, but will be retained by the MOD.

All other aspects of Long Service Advance of Pay regulations and process remain unchanged.

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