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April 2016

NFF / 2016 / April

Before choosing any kind of insurance, you may want to seek advice from your unit administrative staff, and also check the Services Insurance and Investment Advisory Panel (SIIAP) where you can see which companies subscribe to SIIAP and are recognised by the MoD. We've listed some...

There is a credit union designed to enable Armed Forces personnel to save with, and pay off loans, through ‘payroll deduction’. The payment will come directly from an individual’s salary or pension at source. Credit union services for veterans in receipt of Armed Forces pensions will...

There are lots of offers available to Armed Forces personnel and their families: Defence Discount Service Here you can find discount vouchers for a wide variety of high street shops and restaurants for serving personnel and their families. Forces Discount Exclusive military discounts on a range...

If you’re looking for free and impartial advice, the Monday Advice Service is government run and can help you improve your finances, using tools and calculators to keep track and plan ahead, they also provide support over the phone and in person. The Military Foundation is run by...

It’s important to make a Will and keep it up-to-date, to ensure that your money and possessions are allocated according to your wishes. Failure to leave a Will can mean that family and friends have to make difficult decisions on your behalf when they are...

Pensions There are currently three Armed Forces Pension Schemes for members of the military: AFPS 75 (Armed Forces Pension Scheme 1975) This scheme was introduced in 1975 and closed to new entrants on 5 April 2005. AFPS 05 (Armed Forces Pension Scheme 2005) This scheme was opened on 06 April...

Family Mediation It is now a requirement under the Children and Families Act 2014, for a person to attend an initial Family Meditation Information and Assessment Meeting (MIAM) before making certain kinds of applications to obtain a court order. The first meeting with a mediator gives you...

Domestic Abuse affects 1 in 4 women and 1 in 6 men and can impact anyone, regardless of background. It impacts significantly on the victim, the perpetrator and any associated children with the relationship. Victims are not responsible for another person's abusive or controlling behaviour. Any victim...

Relate offers Royal Navy and Royal Marines personnel and their families FREE access to the following counselling services: * Relationship counselling * Family counselling * Young people’s counselling * Sex therapy We know that Royal Navy and Royal Marines families can sometimes face unique pressures. Deployment overseas and...